Get Early Access
Traditional payment networks charge 3%+ per transaction, with funds often held for days or weeks before settling with merchants.
Meanwhile, stablecoin volumes already rival major card networks, but mainstream commerce and merchant adoption remain limited.
Until now...
Pay with all self-custodied cryptocurrencies direct to ecosystem merchants. Spree cuts merchant fees from 3%+ to near-zero.
Eligible users earn stablecoin backed rewards, Spree Points (SP). Earn more rewards than legacy credit cards for your daily purchases.
Spree's peer-to-peer network facilitates near instant merchant funding and settlement.
Access a decentralized credit marketplace where qualified participants can access a crypto-backed credit line for commerce purchases.
Go direct to merchant — reduce fees by up to 80%.
Settle in seconds, not days.
Accept borderless payments world-wide.
Unified, cross-merchant rewards with Spree Points.
Merchants can deliver savings directly to consumers in the form of SP rewards.
Pay with crypto with 2M+ major brands & premium merchants in travel, entertainment, and retail.
Access a decentralized credit marketplace where digital assets can be borrowed and lent against, streamlining purchases for real-world commerce.
Merchants can deliver savings directly to consumers in the form of SP rewards.
Pay with crypto with 2M+ major brands & premium merchants in travel, entertainment, and retail.
Access a decentralized credit marketplace where digital assets can be borrowed and lent against, streamlining purchases for real-world commerce.